The history of our nation teaches us that if we work together there is no limit to what human ingenuity and resourcefulness can accomplish. The evidence is all around us. Strolling through country roads and taking in the invigorating rustic air, I see a team of diligent farmers harvesting wheat by employing the power of a colossal apparatus called a combine and operating like a well-oiled machine themselves. On July 4th, I turn my eyes toward the sky and witness waves of military jets celebrating the birthdate of our nation by demonstrating—down the eastern seaboard from Boston through Fort McHenry into Washington, D.C.—a purity of precision achieved by both the able craftsmen who assemble, and the courageous pilots who fly, these awe-inspiring miracles of metal. In the palm of my hand, I hold a rectangular device we call a smart phone that lets me take pictures of men in the field and planes in the sky, research the history of farming and flight, and communicate my thoughts to friends by voice or written word. The variety of these modern-day wonders is testimony to our infinite potential—of what we can create, how high we can soar, how many people we can feed—if we allow ourselves to march in the same direction, focus on common goals, and aspire to shared dreams. If we understand that with planning, determination, and cooperation, we can achieve the seemingly impossible, we can then realize that even the most difficult challenges we face are mere steppingstones to exciting new feats of magic.


“Teamwork is the ability to work together toward a common vision. … It is the fuel that allows common people to attain uncommon results.” Andrew Carnegie


With focus, planning, and a team working with you, obstacles can become less daunting, goals more achievable, dreams within your reach.  For information on the benefits of working with a financial planning team, and a calming voice on coping with the challenges of COVID-19, feel free to visit The Kelly Group’s website,, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.


Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner



Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  20114