Today’s Headlines – September 2, 2020

Today’s Headlines – September 2, 2020

It’s September, and we all know what that means. It’s the  time of year when young children experience the excitement of their first day of school, proudly holding their parent’s hand as they walk expectantly up to—well, if it wasn’t 2020 it would be the schoolhouse door. But this year many students from first grade to graduate school are instead strolling anticlimactically up to the kitchen table on which sits their temporary surrogate classroom, the computer. We hope it won’t be long before face-to-face instruction with our valued educators once again becomes the norm rather than the exception. In the meantime, however, this is an opportunity for us to teach students of all ages—and remind ourselves—the most valuable lesson of all: Learning isn’t confined to organized education. As a foundation for a happy life, learning must be a never-ending occupation, a passion fueled by an insatiable curiosity that stays with us until our final days.  Sources for knowledge and understanding are all around us, even in the random rustling of tall trees or the disciplined flight of a flock of geese. You can learn by watching a neighbor dexterously paint a fence, a dog bury a bone, or a farmer plant a field. The wisdom of generations can be gleaned through thoughtful conversations with people of all ages. And a world of discoveries can be found in that centuries-old mobile device called a book. The love of reading need never go unrequited. Education is important, but it need not be restrained by the walls of a building or the monitor of a computer. For our entire lives, school is always in session.

 

“They know enough who know how to learn.” Henry Adams

 

The Kelly Group is committed to educating our clients so that they can make decisions for themselves and their family that can best help them accomplish their financial goals. For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19 and the uncertainties of an election year, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated.

48 East Gordon Street, Bel Air, MD  21014

 

Today’s Headlines – September 2, 2020

Today’s Headlines – August 26, 2020

“Say, Ah!” That command was music to my ears. My recent annual physical felt like a temporary return to normalcy, an opportunity to address routine medical matters that have nothing to do with an exotic virus. This visit to my long-time internist—thank you, Doc Ann (and her amazing team)!—also served as a reminder of what I mean when I refer to “the Norman Rockwell Town Doctor”, a dedicated professional who comforts as much as she heals. As my clients and colleagues can attest, I use this model as an aspiration for myself and my firm—to be that attentive, reliable, caring professional. This can be a model for all of us. We don’t need to be doctors to offer a “bed side manner” of compassion and kindness to family or friends whose worst aches and pains aren’t necessarily physical. There is a wonderful Norman Rockwell painting of a doctor applying his stethoscope to the chest of a doll being held by a nervous young girl. By tending to the imaginary ailments of the doll, the doctor calms the real fears of the child and sooths the worries of the parents. We don’t need a stethoscope to listen to what ails our neighbor. As we move forward to that blissful day when COVID-19 is only a bothersome memory, we should all be as prepared as that small-town doctor to be a sympathetic sounding board. We may not be able to treat physical ailments like a doctor, but we can be a healing force just the same.

 

“Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around.” Leo Buscaglia

 

With active listening and deep understanding, The Kelly Group can help our clients define their goals and create and implement a well-constructed financial plan. For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19 and the uncertainties of an election year, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated.

Today’s Headlines – September 2, 2020

Today’s Headlines – August 19, 2020

I miss the smile of the stranger. While our face masks today protect us from a virus, they also hide from us one of life’s most pleasant forms of communication, unspoken though it may be.  And like so many things that we don’t appreciate until they are gone, we pine for it. We long for the smile of the cashier, the waiter, or the passerby. A smile can carry so much meaning. It can be a gesture of gratitude, a signal that what was just said was said in jest, a message that you  are seen and matter, even a semiconscious indication that the wearer of the smile is having a good day so maybe you should too because all is right with the world. One day, let’s hope it’s not too long from now, we’ll be able to take off our masks and freely smile to each other once again. Until then, keep your smile alive. Smile to your maskless family and friends, your neighbors across the street, or your colleague on the other end of your Zoom call. Even if no one can see you smile, smile anyway. It can help you feel better in these trying times. As for the stranger you meet when you are both wearing masks? We can replace the physical smile with one that is spoken. Let your words and tone convey the gentleness and kindness of a smile. In fact, this whole pandemic experience is a reminder of what should be our ongoing mantra: to always act in a manner that gives another soul a true reason to smile—whether we can see it or not.

“Nothing shakes the smiling heart.” Santosh Kalwar

The Kelly Group strives to communicate with kindness, empathy, and compassion. With active listening and deep understanding, we can help our clients define their goals, and create and implement a well-constructed financial plan. For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19 and the uncertainties of an election year, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated.   48 East Gordon Street, Bel Air, MD  21014

 

Today’s Headlines – September 2, 2020

Today’s Headlines – August 12, 2020

Has the pandemic changed how you think of “success”? Its ramifications remind us that success should not always be something defined by external results over which we have limited control. Take the business owner who has done everything right, yet the virus swoops in and destroys what they have built. Those who are able to pick up the pieces and move forward do not define success solely by results but also by their own efforts. They know they can do it again. So what is success and how do we achieve it? Forgive me, but because I am a sucker for acronyms, I’d like to spell out the traits that I believe lead to true SUCCESS: Strength. Not the muscle-bound kind, but the inner resilience and adaptability that help us overcome all obstacles. Understanding: Spending time observing and listening, so we better perceive our needs and the needs of those around us, particularly our loved ones. Courage: We all have our fears; success means moving forward despite them—and sometimes because of them. Confidence: With courage comes the assurance that we can get up every time we are knocked down. Enthusiasm: We should have a passion for what we do each day, in work and play. Significance: Not the external significance measured by wealth or recognition, but the inner sense that what we are doing each day is meaningful. And all of this should help us achieve Serenity: A sense of calm, control, and purposefulness that not only helps us in our own endeavors but frees us to lead others toward their own success.

“He has achieved success who has worked well, laughed often, and loved much.” Elbert Hubbard

The Kelly Group defines its success by our ability to help each client achieve their financial goals by creating and implementing a well-constructed financial plan. For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19 and the uncertainties of an election year, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  21014

 

Today’s Headlines – September 2, 2020

Today’s Headlines – August 5, 2020

When two US astronauts splashed down off the coast of Pensacola Sunday, streamed live over the Internet, the waters of the Gulf of Mexico helped buoy not only their capsule but our spirits. This was the finale of a successful test space mission conducted by a private-government partnership between NASA and US company SpaceX. It is a reminder that no matter what challenges we face in the short term, this country’s innovation and adaptability continue. A near flawless flight to the space station and back is the product of skill, diligence, and vision implemented look past the noise of the moment. Despite the controversy and uncertainty that have been common factors in each election year, historically the markets have proven resilient through all past campaigns. And for good reason. Regardless of our often-chaotic political process, the people of this country continue to strive and succeed. After all, in the long term what matters is not short-term noise but steady progress. We congratulate NASA, SpaceX and astronauts Robert Behnken and Douglas Hurley for a job well done. And we thank them all for reminding us that prospects for our future remain bright and exciting.

 

“The only limit to our realization of tomorrow will be our doubts of today.” Franklin D. Roosevelt

 

Whenever you are surrounded by doubt and uncertainty, the strength and guidance of a well-constructed financial plan can keep you anchored and prevent you from making mistakes that can hurt your chances of reaching your goals. For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19 and the uncertainties of an election year, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  20114

 

Today’s Headlines – September 2, 2020

Today’s Headlines – July 29, 2020

Ever since England’s infamous South Sea Bubble exactly three hundred years ago, a contagious ailment has periodically wreaked havoc on financial markets. This sickness isn’t a physical virus like COVID-19, but a behavioral affliction often referred to as FOMO: Fear of Missing Out. In investors, the primary symptom is the compulsion to “join the party”—that is, to share in whatever apparently limitless gains “everyone else” seems to be enjoying at the time. Invariably, the mirage of easy riches fades into financial catastrophe (as it did in 1720), largely because investors leave logic behind and just follow the herd.  But FOMO’s damage isn’t limited to the financial world; it can also affect our emotional wellbeing. FOMO often instills in us feelings of frustration and worthlessness because we are convinced that we are missing out on the wonders others are reveling in, a conviction encouraged both by today’s ubiquitous social media and the confining nature of the pandemic. There’s never going to be a vaccine for FOMO; instead, we must cure ourselves. Rather than pine for what is outside our reach, we must find joy within our world, among our family and friends, in our interests and hobbies. An investor can fight FOMO by focusing on their financial plan. Similarly, for nonfinancial aspects of our lives, we should concentrate on the unique prerequisites for our happiness and satisfaction. Even within the constraints imposed by the pandemic, we can make the most of what today offers us by commemorating the past, anticipating the future, and embracing the present. Someone out there is “throwing a party” you are not invited to. That’s okay. Throw your own party (with proper social distancing, of course).

 

“Joy comes to us in moments—ordinary moments. We risk missing out on joy when we get too busy chasing down the extraordinary.” Brené Brown

 

Financial planning can help you recognize and control your behavioral biases, such as FOMO.  For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  20114