Today’s Headlines – August 12, 2020

Today’s Headlines – August 12, 2020

Has the pandemic changed how you think of “success”? Its ramifications remind us that success should not always be something defined by external results over which we have limited control. Take the business owner who has done everything right, yet the virus swoops in and destroys what they have built. Those who are able to pick up the pieces and move forward do not define success solely by results but also by their own efforts. They know they can do it again. So what is success and how do we achieve it? Forgive me, but because I am a sucker for acronyms, I’d like to spell out the traits that I believe lead to true SUCCESS: Strength. Not the muscle-bound kind, but the inner resilience and adaptability that help us overcome all obstacles. Understanding: Spending time observing and listening, so we better perceive our needs and the needs of those around us, particularly our loved ones. Courage: We all have our fears; success means moving forward despite them—and sometimes because of them. Confidence: With courage comes the assurance that we can get up every time we are knocked down. Enthusiasm: We should have a passion for what we do each day, in work and play. Significance: Not the external significance measured by wealth or recognition, but the inner sense that what we are doing each day is meaningful. And all of this should help us achieve Serenity: A sense of calm, control, and purposefulness that not only helps us in our own endeavors but frees us to lead others toward their own success.

“He has achieved success who has worked well, laughed often, and loved much.” Elbert Hubbard

The Kelly Group defines its success by our ability to help each client achieve their financial goals by creating and implementing a well-constructed financial plan. For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19 and the uncertainties of an election year, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  21014

 

Today’s Headlines – August 12, 2020

Today’s Headlines – August 5, 2020

When two US astronauts splashed down off the coast of Pensacola Sunday, streamed live over the Internet, the waters of the Gulf of Mexico helped buoy not only their capsule but our spirits. This was the finale of a successful test space mission conducted by a private-government partnership between NASA and US company SpaceX. It is a reminder that no matter what challenges we face in the short term, this country’s innovation and adaptability continue. A near flawless flight to the space station and back is the product of skill, diligence, and vision implemented look past the noise of the moment. Despite the controversy and uncertainty that have been common factors in each election year, historically the markets have proven resilient through all past campaigns. And for good reason. Regardless of our often-chaotic political process, the people of this country continue to strive and succeed. After all, in the long term what matters is not short-term noise but steady progress. We congratulate NASA, SpaceX and astronauts Robert Behnken and Douglas Hurley for a job well done. And we thank them all for reminding us that prospects for our future remain bright and exciting.

 

“The only limit to our realization of tomorrow will be our doubts of today.” Franklin D. Roosevelt

 

Whenever you are surrounded by doubt and uncertainty, the strength and guidance of a well-constructed financial plan can keep you anchored and prevent you from making mistakes that can hurt your chances of reaching your goals. For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19 and the uncertainties of an election year, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  20114

 

Today’s Headlines – August 12, 2020

Today’s Headlines – July 29, 2020

Ever since England’s infamous South Sea Bubble exactly three hundred years ago, a contagious ailment has periodically wreaked havoc on financial markets. This sickness isn’t a physical virus like COVID-19, but a behavioral affliction often referred to as FOMO: Fear of Missing Out. In investors, the primary symptom is the compulsion to “join the party”—that is, to share in whatever apparently limitless gains “everyone else” seems to be enjoying at the time. Invariably, the mirage of easy riches fades into financial catastrophe (as it did in 1720), largely because investors leave logic behind and just follow the herd.  But FOMO’s damage isn’t limited to the financial world; it can also affect our emotional wellbeing. FOMO often instills in us feelings of frustration and worthlessness because we are convinced that we are missing out on the wonders others are reveling in, a conviction encouraged both by today’s ubiquitous social media and the confining nature of the pandemic. There’s never going to be a vaccine for FOMO; instead, we must cure ourselves. Rather than pine for what is outside our reach, we must find joy within our world, among our family and friends, in our interests and hobbies. An investor can fight FOMO by focusing on their financial plan. Similarly, for nonfinancial aspects of our lives, we should concentrate on the unique prerequisites for our happiness and satisfaction. Even within the constraints imposed by the pandemic, we can make the most of what today offers us by commemorating the past, anticipating the future, and embracing the present. Someone out there is “throwing a party” you are not invited to. That’s okay. Throw your own party (with proper social distancing, of course).

 

“Joy comes to us in moments—ordinary moments. We risk missing out on joy when we get too busy chasing down the extraordinary.” Brené Brown

 

Financial planning can help you recognize and control your behavioral biases, such as FOMO.  For information on The Kelly Group’s financial services, and a calming voice on coping with the challenges of COVID-19, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  20114

 

Today’s Headlines – August 12, 2020

Today’s Headlines – July 22, 2020

I am looking in the mirror as I complete the knot in my tie. And I am surprised how good this feels. For most of my career, donning a business suit was simply one of the more mundane rituals of working life—to be tolerated rather than appreciated. The pandemic has sure changed our perspective. I have spent months working from home, meeting with clients and colleagues by phone or computer while lounging on my back porch in khakis or shorts and an ugly tee shirt. Returning to “normal” if only momentarily is refreshing. The virus has brought us not only uncertainty, but wisdom as well–the wisdom to appreciate normal. We often take normal for granted until it is gone—whether because of our own action, an outside force, or the natural passage of time. Sadly, normal once stripped from us often doesn’t return, like the daily routines in our youth that we once took for granted and now are only faded memories. But sometimes normal does return, like a reversion to the mean. We hope that’s the case here, that when the virus recedes life will mostly go back to what it was. Eventually we will again be wearing business attire every day and saying goodbye to the informality of the back porch. But in the meantime, perhaps we need to embrace all of our different normals as blessings.  I am grateful for the suit and tie I am wearing today. And I will be grateful for the shorts and ugly tee shirt I will once again be wearing tomorrow.

 

“Gratitude can transform common days into thanksgivings, turn routine jobs into joy, and change ordinary opportunities into blessings.” William Arthur Ward

 

You can help prepare for whatever tomorrow’s “normal” might bring you by working with a team of financial planning professionals. For information on the benefits of The Kelly Group’s services, and a calming voice on coping with the challenges of COVID-19, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

Today’s Headlines – August 12, 2020

Today’s Headlines – July 15, 2020

The history of our nation teaches us that if we work together there is no limit to what human ingenuity and resourcefulness can accomplish. The evidence is all around us. Strolling through country roads and taking in the invigorating rustic air, I see a team of diligent farmers harvesting wheat by employing the power of a colossal apparatus called a combine and operating like a well-oiled machine themselves. On July 4th, I turn my eyes toward the sky and witness waves of military jets celebrating the birthdate of our nation by demonstrating—down the eastern seaboard from Boston through Fort McHenry into Washington, D.C.—a purity of precision achieved by both the able craftsmen who assemble, and the courageous pilots who fly, these awe-inspiring miracles of metal. In the palm of my hand, I hold a rectangular device we call a smart phone that lets me take pictures of men in the field and planes in the sky, research the history of farming and flight, and communicate my thoughts to friends by voice or written word. The variety of these modern-day wonders is testimony to our infinite potential—of what we can create, how high we can soar, how many people we can feed—if we allow ourselves to march in the same direction, focus on common goals, and aspire to shared dreams. If we understand that with planning, determination, and cooperation, we can achieve the seemingly impossible, we can then realize that even the most difficult challenges we face are mere steppingstones to exciting new feats of magic.

 

“Teamwork is the ability to work together toward a common vision. … It is the fuel that allows common people to attain uncommon results.” Andrew Carnegie

 

With focus, planning, and a team working with you, obstacles can become less daunting, goals more achievable, dreams within your reach.  For information on the benefits of working with a financial planning team, and a calming voice on coping with the challenges of COVID-19, feel free to visit The Kelly Group’s website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  20114

 

Today’s Headlines – August 12, 2020

Today’s Headlines – July 8, 2020

COVID-19 can’t stop the weather. Neither can we. There’s something reassuring in that. Whatever comes our way, the weather—with its predictable unpredictability, its cycle of seasons, its dramatic extremes—provides a vivid lesson on how to cope with life’s rainy days and hurricanes. Like much of what the world throws at us, the weather is something we cannot control, but must prepare for. Have we fixed the leak in the roof in the case of rain (set aside sufficient cash reserves for emergency expenses), replaced the broken shovel to get ready for winter (updated our resume in the event of a layoff), repaired the air conditioning in anticipation of the summer heat (paid down debt ahead of retirement)? Suitably prepared, we can even turn the vagaries of weather and life to our advantage. We can sit inside our screened-in porch enjoying the cooling mist from a storm or accept a blizzard’s invitation to engage in a snowball battle with our kids. Even better, if we are prepared, we are able to reach out and help others—family, friends, other members of our community—when they most need assistance. For those of us fortunate enough to retain our physical and financial health throughout the ordeal of this pandemic, we are blessed to be in such a position. Actually, that’s the best reason to carry a large umbrella on a rainy day. Yes, it can help keep us dry. But it also allows us to share the comforting shelter with another soul who needs it even more.

 

“Sunshine is delicious, rain is refreshing, wind braces us up, snow is exhilarating; there is really no such thing as bad weather, only different kinds of good weather.” John Ruskin

 

Just like a violent storm can serve as a wakeup call that we need to take preparation seriously, today’s challenges remind us that we must plan for the unexpected and the unwelcome. For information on the benefits of financial planning, and a calming voice on coping with the ramifications of COVID-19, feel free to visit our website, www.kellygrouponline.com, and our Facebook Page.  And if you have any questions or concerns, we are here to help. In fact, we welcome your call.

 

Stay Safe and Healthy, and May God Bless You and Our Community.

Best regards,

Bryan E. Kelly, CFP®

Managing Partner

 

 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.  Advisory services offered through investment advisor representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Kelly Group and Cambridge are not affiliated. 48 East Gordon Street, Bel Air, MD  20114